There is no any forum or platform for the innovations and ideas to improve banking and financial services. There must be some platform at every organisations including RBI, SEBI, IRDA, NABARD, DFS, MoF. In the era of Digital India, we are still carrying physical cards which which are more than 30 years old system. physical checks are still utilised which is also very old and very good instruments for fraudsters. There are many ways to utilise the AI services which would be easy, convenient and safe.

जैसे देश मे एक समय पर संचार, मेक इन इंडिया, हर गाँव बिजली, हर गाँव सड़कें, हर घर स्वच्छ पानी व हाईवे क्रान्ति का कार्य हुआ है वैसे ही मोदी सरकार से यह अपेक्षा भी रहेगी कि देश में बाढ़ पर रोक का भी अभियान चालू किया जाए। देश व देश के लोगों ने बाढ़ की वजह से बहुत पीड़ा, कष्ट व दुख सहन करना पड़ रहा है।कितने वर्षों से कोई समाधान नहीं नज़र आया है। इसके तहत नदियों से मलबा साफ़ करके उसकी गहराई बढ़ाना, नदियों के दोनों तरफ़ पक्के बाँधो का निर्माण करना, शहरों मे गहरे नालों का निर्माण करना , सड़कों का स्तर दरूसत करना, पानी की सुगम निकासी का कार्य सुनिश्चित करना वग़ैरह । आशा है आपका इस कार्य की तरफ़ भी ध्यान ज़रूर आकर्षित होगा। जय हिन्द जय भारत ।

Dear all Construction of new airport should be in the seashore or sea at appropriate places after feasibilitystudy. This idea may be crazy but if we complete this it will be attractive and unique

Subject: Portability of Demat Account number through different brokers and depositories. Respected Sir, I have one idea / suggestion. I would like suggest that the portability of demat account number which is maintained by CDSL/NSDL through different brokers may please be started. If the portability starts then competition will start to provide more facilities between both NSDL & CDSL and among the brokers to keep the existing customers & to grab new customers from other brokers. This step will also encourage people to maintain one or two demat accounts per person or PAN. This will enhance the tendency of offering competitive rates among brokers. As I believe people’s participation for better governance is very good thing. If the suggestion gets approved, a Certificate of appreciation & recognition will be enough honour for me. Yours sincerely, Sergeant Bhaskar Sinha Roy

Namaskar , the present honorable responsible Indian government officer and staff member today my 1 idea to Indian government my government allowance pradhanmantri aawas yojana subsidy is allowed every Indian citizen but present time is many general citizen is in panic and critical situation because many area hand over private bank and company sector so those are EMI very high, financial EMI is no no guideline please Indian government is solution general citizen that high level EMI and interest rate thank you

respected sir , as we know the govt policies, which is imparting but it should work on the same in to ground level,until unless one should have responsibility of developing country in all the way by following policy rules and regulation i mean to say reality checking what going on in root level all we need is root level officers must and should make them to work and implementation of all the govt rules regulations as well as discipline effectively and efficiently to reach all are area and society. with regards savita.

The Indian education system is still following the old British style. There is no psycological training or personality developement training in our educational system. It is important to implement these two changes immediatly for improvement of eduction and reduce crimes in the country. If you want less crime rate/;ess correption in the country then train them during their education.

To make acceptable Rs as international currency. Please create Demand and supply of Rs. Pl. extend 10% rebate on total import duty custom and GST subject to payment is made in Indian Rupees. Similarly 10% incentive if export is made in Indian Rupees. For confirmation bank certificate to this is Required. Rest our traders will do the job. Today we have sufficient amount of foreign exchange we can take this risk for internationalise our currency. We will not have to pay yuan for crude from Russia. If you give 10min appointment I can explain this machanisim.

Indian education system is still following old British style. There is no psycological training or personality developement training in our educational system. It is important to implement these two changes immediatly for improvement of eduction and reduce crimes in the country.

सड़कों और भवनों का जाल, पर्यावरण के लिए जं जाल भारत में सड़क नेटवर्क में तेजी से वृद्धि हुई है. अब अमेरिका के बाद दुनियाँ का दूसरे नंबर का देश बन गया है. इसी के साथ बड़े बड़े भवन, नये ✈️(airport), रेलवे स्टेशन का पुनर्निर्माण, बड़े बड़े हाउसिंग प्रोजेक्ट आदि भी तेजी से बन रहें हैं. इन गतिविधियों से हमारा पर्यावरण बुरी तरह प्रभावीत हुआ है. पत्थर आपूर्ति फलस्वरूप छोटे छोटे पहाड़ों का अस्तित्व समाप्त हो गया. आज नदियों में न पानी न बालू. बालू खनन से नदियों का प्रवाह और गति प्रभावित हुई है. दो लेन सड़क निर्माण के बाद तुरंत चार लेन किया जा रहा है. मेरा निवेदन है कि सड़कों एवं भवनों का एक आयु / अवधि समाप्त होने के बाद ही नया निर्माण किया जाय. विकास को विनाश मत बनाएं, पर्यावरण संरक्षण का नारा, नदी, पहाड़ बचे हमारा.